Build your baseline
Enter household totals for income, saving, spending and investments. Use reasonable estimates and correct them where needed.
Explore Your Financial What-Ifs
A retirement and financial what-if calculator for U.S. households. Explore retiring earlier, working part-time or making a major purchase, and compare each possibility with your current path.
Explore a financial questionFree baseline and on-screen what-if comparisons.
No bank connections involved.
An educational simulator for U.S. households.
Preparing for the Apple App Store and Google Play.
One starting point. Room to explore.
Concept illustration, not a projection.
A simple way to explore
Enter household totals for income, saving, spending and investments. Use reasonable estimates and correct them where needed.
Change retirement timing, explore part-time work, adjust spending, or add a purchase. Combine changes when they belong together.
See the baseline and what-if together, with a graph and results in today’s dollars. The same calculation framework keeps the comparison consistent.
Life changes, and your rehearsal can change with it. The lasting value comes from revisiting your numbers, updating what has changed, and exploring what those changes could mean for your future. Come back each year—or sooner after a significant change—to keep your rehearsal useful and relevant to you.
Why regular reviews matter →Your questions, made concrete
No bank connection. No account numbers.
Just the summary amounts you choose to enter.
Explore a different retirement age and compare the illustration with your baseline. Keep Social Security timing separate from your last year of work.
Try a period of part-time employment and see how the change in income and saving fits your spending.
Add a one-time expense in the year you expect it and compare the resulting path, without changing the original baseline.
Choose what you need
| Free | Essentials · $39/year | Plus · $79/year |
|---|---|---|
| Baseline, active what-ifs and graphs. Correct Social Security, spending and annual tax estimates. | Everything in Free, plus saving, reopening, annual balance updates and reports. Choose an investment mix and planning horizon. | Everything in Essentials, plus Life Insurance Needs and Long-Term Care Insurance Needs worksheets, custom assumptions and detailed inputs. |
Store purchases are not yet available. Final subscription price and renewal terms will be shown before purchase.
Made by Cornerstone Keep, LLC
Money Rehearsal is developed and operated by Cornerstone Keep, LLC, an Arizona limited liability company.
About the company →Results depend on the information and assumptions you enter. Money Rehearsal is an educational simulator, not investment, tax, legal or insurance advice. It does not manage, invest or move your money.
How the calculations work →